.DrTobyHeroSection-module__Eu5KQG__section{color:#fff;position:relative;overflow:hidden}.DrTobyHeroSection-module__Eu5KQG__media{z-index:0;position:absolute;inset:0}.DrTobyHeroSection-module__Eu5KQG__bgImage{object-fit:cover;width:100%;height:100%}.DrTobyHeroSection-module__Eu5KQG__bgImage img{object-fit:cover;width:100%;height:100%}.DrTobyHeroSection-module__Eu5KQG__bgGradient{background:linear-gradient(90deg,#15294d 41%,#1b243800 65%);position:absolute;inset:0}.DrTobyHeroSection-module__Eu5KQG__inner{z-index:1;min-height:clamp(560px,52.0833vw,1000px);padding-block:clamp(48px,4.16667vw,80px) clamp(56px,4.58333vw,88px);position:relative}.DrTobyHeroSection-module__Eu5KQG__copy{max-width:clamp(320px,41.0417vw,788px)}.DrTobyHeroSection-module__Eu5KQG__title{letter-spacing:-.02em;color:#fff;margin:0 0 clamp(16px,1.04167vw,24px);font-size:clamp(40px,3.64583vw,70px);font-weight:700;line-height:clamp(46px,4.42708vw,85px)}.DrTobyHeroSection-module__Eu5KQG__subtitle{color:#fff;max-width:clamp(280px,30.2083vw,580px);margin:0 0 clamp(12px,.833333vw,16px);font-size:clamp(22px,1.77083vw,34px);font-weight:600;line-height:clamp(30px,2.29167vw,44px)}.DrTobyHeroSection-module__Eu5KQG__period{color:inherit}.DrTobyHeroSection-module__Eu5KQG__description{letter-spacing:.025em;color:#fff;max-width:clamp(280px,32.9167vw,632px);margin:0 0 clamp(24px,1.66667vw,32px);font-size:clamp(16px,1.04167vw,20px);font-weight:300;line-height:clamp(22px,1.30208vw,25px)}.DrTobyHeroSection-module__Eu5KQG__advisorCard{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#ffffff1a;border-radius:6px;width:min(100%,clamp(280px,21.1979vw,407px));padding:clamp(18px,1.14583vw,22px) clamp(20px,1.25vw,24px)}.DrTobyHeroSection-module__Eu5KQG__advisorName{color:#fff;margin:0 0 4px;font-size:clamp(22px,1.5625vw,30px);font-weight:600;line-height:clamp(28px,2.08333vw,40px)}.DrTobyHeroSection-module__Eu5KQG__advisorTitle{color:#fff;margin:0 0 8px;font-size:clamp(13px,.78125vw,15px);font-weight:500;line-height:21px}.DrTobyHeroSection-module__Eu5KQG__advisorBio{color:#ffffffeb;margin:0;font-size:clamp(13px,.78125vw,15px);font-weight:400;line-height:21px}@media (min-width:1025px){.DrTobyHeroSection-module__Eu5KQG__advisorCard{position:absolute;bottom:clamp(48px,4.16667vw,80px);right:0}}@media (max-width:1024px){.DrTobyHeroSection-module__Eu5KQG__advisorCard{margin-top:clamp(24px,2.08333vw,40px)}}
.DrTobyAiExposureSection-module__4QZIea__section{isolation:isolate;color:#15294d;background:#f5f5f5;position:relative}.DrTobyAiExposureSection-module__4QZIea__inner{z-index:1;padding-block:clamp(64px,6.45833vw,124px);position:relative}.DrTobyAiExposureSection-module__4QZIea__intro{max-width:clamp(280px,36.9271vw,709px);margin-bottom:clamp(40px,3.125vw,60px)}.DrTobyAiExposureSection-module__4QZIea__title{letter-spacing:-.0196em;color:#15294d;margin:0 0 clamp(20px,1.45833vw,28px);font-size:clamp(32px,3.75vw,72px);font-weight:700;line-height:clamp(44px,4.84375vw,93px)}.DrTobyAiExposureSection-module__4QZIea__period{color:inherit}.DrTobyAiExposureSection-module__4QZIea__lead{color:#15294d;max-width:clamp(280px,33.8542vw,650px);margin:0 0 clamp(16px,1.04167vw,20px);font-size:clamp(18px,1.25vw,24px);font-weight:600;line-height:clamp(28px,1.875vw,36px)}.DrTobyAiExposureSection-module__4QZIea__cta{margin:0;font-size:clamp(16px,.9375vw,18px);font-weight:400;line-height:25px}.DrTobyAiExposureSection-module__4QZIea__ctaLink{color:#c5202a;text-decoration:none}.DrTobyAiExposureSection-module__4QZIea__ctaLink em{font-style:italic;font-weight:600}.DrTobyAiExposureSection-module__4QZIea__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(16px,1.66667vw,32px);margin:0;padding:0;list-style:none;display:grid}.DrTobyAiExposureSection-module__4QZIea__card{list-style:none}.DrTobyAiExposureSection-module__4QZIea__cardMedia{aspect-ratio:322/359;border-radius:10px;position:relative;overflow:hidden}.DrTobyAiExposureSection-module__4QZIea__cardImage{object-fit:cover;width:100%;height:100%}.DrTobyAiExposureSection-module__4QZIea__cardImage img{object-fit:cover;width:100%;height:100%}.DrTobyAiExposureSection-module__4QZIea__cardOverlay{pointer-events:none;background:linear-gradient(#111d3100 0% 46%,#15294db8 78%,#15294df2 100%);position:absolute;inset:0}.DrTobyAiExposureSection-module__4QZIea__cardCopy{z-index:1;color:#fff;padding:clamp(16px,1.45833vw,28px) clamp(16px,1.25vw,24px) clamp(20px,1.66667vw,32px);position:absolute;inset:auto 0 0}.DrTobyAiExposureSection-module__4QZIea__cardTitle{color:#fff;margin:0 0 6px;font-size:clamp(24px,1.66667vw,32px);font-weight:700;line-height:clamp(32px,2.52604vw,48.49px)}.DrTobyAiExposureSection-module__4QZIea__cardDescription{color:#fff;margin:0;font-size:clamp(16px,.9375vw,18px);line-height:23px}@media (min-width:1025px){.DrTobyAiExposureSection-module__4QZIea__inner{z-index:1;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:center;gap:clamp(32px,3.125vw,60px);display:grid;position:relative}.DrTobyAiExposureSection-module__4QZIea__intro{margin-bottom:0}}@media (max-width:640px){.DrTobyAiExposureSection-module__4QZIea__grid{grid-template-columns:1fr}}
.DrTobySessionPanel-module__robDdq__panel{color:#fff;border-radius:20px;min-height:clamp(420px,35.2083vw,676px);padding:clamp(40px,3.125vw,60px) clamp(24px,2.29167vw,44px)}.DrTobySessionPanel-module__robDdq__panelTitle{letter-spacing:-.0261em;color:#fff;margin:0 0 clamp(12px,.833333vw,16px);font-size:clamp(32px,2.8125vw,54px);font-weight:700;line-height:1.1}.DrTobySessionPanel-module__robDdq__period{color:inherit}.DrTobySessionPanel-module__robDdq__panelIntro{color:#fff;max-width:clamp(280px,33.75vw,648px);margin:0 0 clamp(28px,2.08333vw,40px);font-size:clamp(18px,1.25vw,24px);font-weight:400;line-height:clamp(28px,1.875vw,36px)}.DrTobySessionPanel-module__robDdq__panelIntro strong{font-weight:600}.DrTobySessionPanel-module__robDdq__rows{margin:0;padding:0;list-style:none}.DrTobySessionPanel-module__robDdq__row{border-top:1px solid #c5c5c54d;padding-block:clamp(16px,1.14583vw,22px)}.DrTobySessionPanel-module__robDdq__panel[data-show-checks=true] .DrTobySessionPanel-module__robDdq__row{border-top-color:#ffffff80}.DrTobySessionPanel-module__robDdq__rowLabel{color:#fff;margin:0;font-size:clamp(22px,1.5625vw,30px);font-weight:700;line-height:1.2}.DrTobySessionPanel-module__robDdq__rowDetail{align-items:flex-start;gap:12px;display:flex}.DrTobySessionPanel-module__robDdq__checkIcon{color:#fff;flex:0 0 18px;margin-top:5px}.DrTobySessionPanel-module__robDdq__rowText{color:#fff;margin:0;font-size:clamp(15px,.833333vw,16px);line-height:23px}@media (min-width:768px){.DrTobySessionPanel-module__robDdq__panel[data-show-checks=false] .DrTobySessionPanel-module__robDdq__row{grid-template-columns:clamp(160px,22.5vw,432px) minmax(0,1fr);align-items:center;gap:clamp(16px,1.66667vw,32px);display:grid}.DrTobySessionPanel-module__robDdq__panel[data-show-checks=true] .DrTobySessionPanel-module__robDdq__rowDetail{padding-left:0}}
.DrTobySessionPanelsSection-module__M_IoHW__section{isolation:isolate;background:#fff;position:relative}.DrTobySessionPanelsSection-module__M_IoHW__inner{z-index:1;padding-block:clamp(64px,6.45833vw,124px);position:relative}.DrTobySessionPanelsSection-module__M_IoHW__grid{grid-template-columns:1fr;gap:clamp(20px,1.66667vw,32px);display:grid}.DrTobySessionPanelsSection-module__M_IoHW__ctaWrap{justify-content:center;margin-top:clamp(32px,2.91667vw,56px);display:flex}.DrTobySessionPanelsSection-module__M_IoHW__cta{width:min(100%,235px);min-height:48px;height:48px!important;font-size:18px!important;line-height:28px!important}@media (min-width:1025px){.DrTobySessionPanelsSection-module__M_IoHW__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.DrTobyAudienceSection-module__CB8Wya__section{isolation:isolate;color:#15294d;background:#fff;position:relative}.DrTobyAudienceSection-module__CB8Wya__inner{z-index:1;padding-block:clamp(64px,6.45833vw,124px);position:relative}.DrTobyAudienceSection-module__CB8Wya__title{color:#15294d;margin:0 0 clamp(32px,2.91667vw,56px);font-size:clamp(32px,3.75vw,72px);font-weight:700;line-height:clamp(44px,4.58333vw,88px)}.DrTobyAudienceSection-module__CB8Wya__period{color:inherit}.DrTobyAudienceSection-module__CB8Wya__banner{border-radius:20px;min-height:clamp(220px,23.9063vw,459px);margin-bottom:clamp(32px,2.91667vw,56px);position:relative;overflow:hidden}.DrTobyAudienceSection-module__CB8Wya__bannerImage{object-fit:cover;width:100%;height:100%;min-height:clamp(220px,23.9063vw,459px)}.DrTobyAudienceSection-module__CB8Wya__bannerImage img{object-fit:cover;width:100%;height:100%;min-height:clamp(220px,23.9063vw,459px)}.DrTobyAudienceSection-module__CB8Wya__bannerOverlay{background:linear-gradient(#111d3100 0% 46%,#15294db8 78%,#15294df2 100%);position:absolute;inset:0}.DrTobyAudienceSection-module__CB8Wya__bannerText{color:#fff;max-width:clamp(280px,37.3438vw,717px);margin:0;font-size:clamp(20px,1.5625vw,30px);font-weight:400;line-height:clamp(30px,2.29167vw,44px);position:absolute;bottom:clamp(24px,2.60417vw,50px);left:clamp(20px,3.95833vw,76px);right:clamp(20px,3.95833vw,76px)}.DrTobyAudienceSection-module__CB8Wya__bannerTextBold{font-weight:600;display:inline}.DrTobyAudienceSection-module__CB8Wya__bullets{grid-template-columns:1fr;gap:clamp(24px,2.08333vw,40px);margin:0;padding:0;list-style:none;display:grid}.DrTobyAudienceSection-module__CB8Wya__bullet{border-bottom:1px solid #15294d4d;grid-template-columns:auto 1fr;align-items:start;gap:clamp(16px,1.66667vw,32px);padding-bottom:clamp(16px,1.45833vw,28px);display:grid}.DrTobyAudienceSection-module__CB8Wya__bulletIcon{justify-content:center;align-items:center;width:clamp(40px,2.60417vw,50px);min-height:clamp(40px,2.60417vw,52px);display:flex}.DrTobyAudienceSection-module__CB8Wya__bulletIcon img{object-fit:contain;width:100%;height:auto;max-height:52px}.DrTobyAudienceSection-module__CB8Wya__bulletText{color:#15294d;margin:0;font-size:clamp(18px,1.25vw,24px);font-weight:600;line-height:clamp(28px,1.875vw,36px)}@media (min-width:1025px){.DrTobyAudienceSection-module__CB8Wya__bullets{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:clamp(32px,5vw,96px)}}
.DrTobyPerspectiveCard-module__OggPgq__card{border-radius:15px;flex-direction:column;display:flex;overflow:hidden}.DrTobyPerspectiveCard-module__OggPgq__cardLight{color:#000;background:#e4e6ea}.DrTobyPerspectiveCard-module__OggPgq__cardDark{color:#fff;background:#132546}.DrTobyPerspectiveCard-module__OggPgq__cardRed{color:#fff;background:#ba202a}.DrTobyPerspectiveCard-module__OggPgq__top{background-color:var(--perspective-top-bg,transparent);align-items:center;gap:clamp(16px,1.66667vw,32px);padding:clamp(24px,2.29167vw,44px) clamp(24px,2.29167vw,44px) clamp(20px,1.66667vw,32px);display:flex}.DrTobyPerspectiveCard-module__OggPgq__portraitWrap{background:#fff;border:4px solid #fff;border-radius:50%;flex:0 0 clamp(120px,9.11458vw,175px);width:clamp(120px,9.11458vw,175px);height:clamp(120px,9.11458vw,175px);overflow:hidden}.DrTobyPerspectiveCard-module__OggPgq__portrait{object-fit:cover;width:100%;height:100%}.DrTobyPerspectiveCard-module__OggPgq__portrait img{object-fit:cover;width:100%;height:100%}.DrTobyPerspectiveCard-module__OggPgq__logoWrap{background:#fff;border-radius:50%;flex:0 0 clamp(120px,9.11458vw,175px);justify-content:center;align-items:center;width:clamp(120px,9.11458vw,175px);height:clamp(120px,9.11458vw,175px);display:flex}.DrTobyPerspectiveCard-module__OggPgq__logoText{letter-spacing:.04em;color:#ba202a;font-size:clamp(28px,2.08333vw,40px);font-weight:700;line-height:1}.DrTobyPerspectiveCard-module__OggPgq__quote{min-width:0;color:inherit;flex:1;margin:0;font-size:clamp(22px,1.66667vw,32px);font-weight:300;line-height:clamp(30px,2.1875vw,42px)}.DrTobyPerspectiveCard-module__OggPgq__quote strong{font-weight:600}.DrTobyPerspectiveCard-module__OggPgq__bottom{background-color:var(--perspective-bottom-bg,transparent);border-radius:0 0 15px 15px;margin-top:auto;padding:clamp(24px,2.29167vw,44px)}.DrTobyPerspectiveCard-module__OggPgq__cardLight .DrTobyPerspectiveCard-module__OggPgq__bottom{background-color:var(--perspective-bottom-bg,#132546);color:#fff}.DrTobyPerspectiveCard-module__OggPgq__cardDark .DrTobyPerspectiveCard-module__OggPgq__bottom{background-color:var(--perspective-bottom-bg,#132546)}.DrTobyPerspectiveCard-module__OggPgq__cardRed .DrTobyPerspectiveCard-module__OggPgq__bottom{background-color:var(--perspective-bottom-bg,#ba202a)}.DrTobyPerspectiveCard-module__OggPgq__subtitle{color:inherit;margin:0 0 clamp(12px,.833333vw,16px);font-size:clamp(22px,1.45833vw,28px);font-weight:700;line-height:36px}.DrTobyPerspectiveCard-module__OggPgq__divider{background:#fff6;height:1px;margin-bottom:clamp(12px,.833333vw,16px)}.DrTobyPerspectiveCard-module__OggPgq__credentials{margin:0;padding-left:1.1em;font-size:clamp(16px,.9375vw,18px);font-weight:400;line-height:clamp(28px,1.92708vw,37px);list-style:outside}.DrTobyPerspectiveCard-module__OggPgq__credentials li{margin-bottom:4px}.DrTobyPerspectiveCard-module__OggPgq__credentials strong{font-weight:600}@media (max-width:640px){.DrTobyPerspectiveCard-module__OggPgq__top{flex-direction:column}}
.DrTobyPerspectiveSection-module__LdS2tq__section{isolation:isolate;color:#15294d;background:#fff;position:relative}.DrTobyPerspectiveSection-module__LdS2tq__inner{z-index:1;padding-block:clamp(64px,6.45833vw,124px);position:relative}.DrTobyPerspectiveSection-module__LdS2tq__title{text-align:center;color:#15294d;max-width:clamp(280px,58.75vw,1128px);margin:0 auto clamp(40px,3.125vw,60px);font-size:clamp(32px,3.75vw,72px);font-weight:700;line-height:clamp(44px,4.58333vw,88px)}.DrTobyPerspectiveSection-module__LdS2tq__titleLight{color:#15294d;font-weight:300}.DrTobyPerspectiveSection-module__LdS2tq__period{color:inherit}.DrTobyPerspectiveSection-module__LdS2tq__grid{grid-template-columns:1fr;gap:clamp(20px,1.66667vw,32px);display:grid}.DrTobyPerspectiveSection-module__LdS2tq__ctaWrap{justify-content:center;margin-top:clamp(32px,2.91667vw,56px);display:flex}.DrTobyPerspectiveSection-module__LdS2tq__cta{width:min(100%,235px);min-height:48px;height:48px!important}@media (min-width:1025px){.DrTobyPerspectiveSection-module__LdS2tq__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.DrTobyNextStepsSection-module__34OAdq__section{isolation:isolate;color:#fff;background:#ba202a;position:relative}.DrTobyNextStepsSection-module__34OAdq__inner{z-index:1;padding-block:clamp(64px,6.45833vw,124px);position:relative}.DrTobyNextStepsSection-module__34OAdq__title{color:#fff;margin:0 0 clamp(40px,3.125vw,60px);font-size:clamp(32px,3.75vw,72px);font-weight:700;line-height:clamp(48px,5.0724vw,97.39px)}.DrTobyNextStepsSection-module__34OAdq__steps{grid-template-columns:1fr;gap:clamp(32px,2.91667vw,56px);margin:0 0 clamp(32px,2.91667vw,56px);padding:0;list-style:none;display:grid}.DrTobyNextStepsSection-module__34OAdq__step{flex-direction:row;align-items:center;gap:40px;display:flex}.DrTobyNextStepsSection-module__34OAdq__number{z-index:0;letter-spacing:-.02em;color:#fff3;white-space:nowrap;pointer-events:none;-webkit-user-select:none;user-select:none;flex:none;margin:0 clamp(-28px,-1.67vw,-12px) 0 0;font-size:clamp(72px,7.29vw,140px);font-weight:700;line-height:1}.DrTobyNextStepsSection-module__34OAdq__stepCopy{z-index:1;flex:auto;min-width:0;margin:0;position:relative}.DrTobyNextStepsSection-module__34OAdq__stepTitle{color:#fff;margin:0 0 8px;font-size:clamp(22px,1.5625vw,30.62px);font-weight:700;line-height:1.18}.DrTobyNextStepsSection-module__34OAdq__stepDescription{color:#fff;margin:0;font-size:clamp(16px,.9375vw,18px);line-height:1.28}.DrTobyNextStepsSection-module__34OAdq__footnote{color:#fff;max-width:clamp(280px,32.7083vw,628px);margin:0;font-size:clamp(16px,.9375vw,18px);line-height:23px}@media (min-width:1025px){.DrTobyNextStepsSection-module__34OAdq__steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(24px,2.08333vw,40px)}}